Origination and exit fees were recognized inconsistently and extensions were not tracked against maturity. The warehouse lender's borrowing base certificate was assembled by hand each month, slowly, and not the same way twice.
We rebuilt loan-level accounting covering interest and fee accruals, draw and payoff reconciliation and extension tracking, then put the borrowing base package on a fixed monthly schedule with supporting loan tape.
The lender now gets reporting it can verify, and the manager can see yield and concentration across the book without rebuilding a spreadsheet.
Why this result matters
A warehouse line runs on the borrowing base certificate. When that certificate is assembled by hand and done differently each month, every submission invites questions. Loan-level accounting that ties out, and a package delivered on the same schedule in the same format with the loan tape behind it, gives the warehouse lender something it can check, and gives the manager a clear view of the book.
See your books clearly
Send us last month's books. We'll walk you through what doesn't tie, what's behind and what we'd fix first.
- → Tell us about your business and the questions you want to answer.
- → We discuss what we see: where cash is going, what doesn't tie, what we'd fix first.
- → A follow-up conversation to walk through it. No obligation either way.
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